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Annuities

Deferred Annuities I – Complicated Accumulation Products

Immediate vs. Deferred Annuities The first basic distinction among annuities contracts is between immediate vs. deferred. As we have seen in the preceding blog posts, all annuities are designed to be irrevocably converted into income at some point, by definition.…
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Immediate Annuities – Buying Your Own Pension

Immediate vs. Deferred Annuities The first basic distinction among annuities contracts is between immediate vs. deferred. As we have seen in the preceding blog posts, all annuities are designed to be irrevocably converted into income at some point, by definition.…
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What are annuities? Basic structure and function

Basic annuity anatomy – built on life insurance Let’s begin with a basic premise: Annuities are life insurance contracts. Annuities are life insurance contracts. Those are just words, even with the repetition and the emphasis. So what does it mean?…
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