Annuities sound great, with guarantees and high interest, but too much of this can sometimes prove too good to be true.
Before getting stuck in an expensive wealth trap, get the facts to make a smarter decision on buying or keeping annuities.
Download our FREE Annuity Guide and learn how to evaluate annuities based on commission rates, internal fees, tax implications, estimated returns, and more.
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Free Report Reveals…
Not All Annuities Are Created Equally. Make An Informed Decision.
If you are pitched an annuity, there’s probably a big commission that’s hard to spot but comes right out of your account. Learn how to smoke out expensive commissions even when the sales rep says, “You pay no commissions! I’m paid directly by the company!”
Tax rates on annuities are the highest in the investment world, there’s no step up and taxes are “front-loaded” due to LIFO treatment. Learn to avoid excessive annuity taxes to maximize your family wealth.
Annuity guarantees may be weaker than you hope, based on life insurance company strength and the safety of investments they make – which are getting a lot riskier for many companies. Educate yourself on how to avoid these risks that can drag your wealth down with them!
Surrender charges, market value adjustments, cap rates, par rates, and much more can not only confuse you but kill your rates of return. Learn how to navigate these extremely complicated contracts to protect yourself and grow your wealth!
Not all advisors are the same. When it comes to protecting and growing your wealth, don’t settle for less than you deserve.
Why Camarda Is Different
ONE TEAM.
EVERY PART OF YOUR WEALTH.
Most advisors manage your investments and stop there — tax strategy, estate planning, and asset protection get handled by someone else, if they get handled at all. Camarda's in-house team coordinates all of it under a single plan, so nothing falls through the cracks between specialists who've never spoken to each other. Powered by Total Wealth Care™.
ONE MODEL FOR EVERYONE?
NOT HERE.
Most firms tell you your portfolio is customized, then quietly put you in the same investment model as every other client at your risk level. Camarda's model portfolios are real investment strategies — built, tracked, and refined by our team. But your portfolio is blended and weighted specifically to you, not handed to you off the shelf.
NATIONAL REACH.
THE SAME SENIOR TEAM.
Relocate, retire somewhere new, or split time between two homes, and most advisors can't follow you — while firms big enough to go national usually make you trade your advisor for a call center. Camarda gives you both: full capability across the country, and the same team that already knows your plan, wherever you are.
The reviews shown are from actual clients of Camarda Wealth Advisory Group. No client was compensated for providing a review, and there are no material conflicts of interest related to the client-adviser relationship. These reviews are a selection of positive client experiences and may not reflect the views of all clients or reviewers. The full list of reviews – including those from both clients and non-clients – can be viewed here: Reviews. This content is provided for informational purposes only and should not be considered investment advice or an endorsement of any particular investment strategy. All investing involves risk, including the potential loss of principal, and there can be no guarantee of future performance or success.
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