Disclosure / Policies

Important Disclosure
Terms of Use and Related Disclosures
Access to and use of Camarda Wealth Advisory Group’s website, related webpages, features, content, social media presences, online advertising, and electronic communications are subject to Camarda’s Terms of Use and this Important Disclosure page. Please review the Terms of Use carefully, as they contain important provisions governing the use of these services.
Information regarding Camarda’s collection, use, protection, retention, and disclosure of personal information is available in Camarda’s Privacy Policy.
This Important Disclosure supplements the Terms of Use and other disclosures applicable to particular content, services, or relationships.
About Camarda
Camarda Wealth Advisory Group (“Camarda”) is an investment adviser registered with the U.S. Securities and Exchange Commission and located in Fleming Island, Florida. Registration with the SEC does not imply a particular level of skill or training.
Camarda may provide investment advisory services only in jurisdictions where it is appropriately registered, notice filed, or otherwise permitted to do so. Nothing on Camarda’s website, blog, social media accounts, or other online platforms is intended as an offer or solicitation in any jurisdiction where such an offer or solicitation would be unlawful.
Additional information about Camarda, including its advisory services, fees, business practices, and conflicts of interest, is available in its current Form ADV Part 2A disclosure brochure. The brochure is available on Camarda’s Form ADV and Important Disclosure page and through the SEC’s Investment Adviser Public Disclosure website. When applicable, Camarda’s Form CRS provides summary information regarding Camarda’s services, fees, conflicts of interest, and standards of conduct for retail investors.
General and Educational Information
Content published through Camarda’s website, blog, social media accounts, newsletters, articles, commentaries, and other communications is provided for general informational and educational purposes only. Such content is not intended to provide, and should not be construed as, personalized investment, legal, accounting, tax, or insurance advice or as a recommendation regarding any particular investment, strategy, product, service, or course of action.
Information presented through these platforms does not consider the investment objectives, financial circumstances, risk tolerance, or particular needs of any individual. Readers should consult an appropriate investment, legal, tax, accounting, insurance, or other professional regarding their individual circumstances before making a decision.
Camarda is not a law firm or certified public accounting firm. Nothing in its content should be construed as legal, accounting, or tax advice.
Use of Camarda’s online content does not, by itself, create an investment advisory or other professional relationship with Camarda. An investment advisory relationship is established only through a written investment advisory agreement between Camarda and the client.
Investment Risk and Performance
Past performance is not indicative of future results. All investments involve risk, including the possible loss of principal. Different investments and strategies involve different degrees and types of risk.
There is no assurance that any investment, investment strategy, product, non-investment-related strategy, structure, or technique referenced directly or indirectly in Camarda’s content—including those recommended or undertaken by Camarda—will be profitable, achieve results comparable to past or indicated performance, be suitable for any particular person or portfolio, or prove successful.
Any performance information, projection, hypothetical illustration, or example presented is subject to the assumptions, limitations, and disclosures accompanying that presentation and should not be viewed as a guarantee or prediction of future results.
Opinions and Time-Sensitive Information
Camarda’s content may include opinions, positions, recommendations, or information that were current as of a particular date. Due to changing market, economic, legal, tax, or other conditions, such content may no longer reflect current information, opinions, positions, or recommendations.
Camarda is not obligated to update previously published content solely because circumstances have changed. No reader should assume that Camarda continues to hold any opinion or position expressed in previously published content.
Current Clients
Camarda clients should not rely on general website, blog, or social media content as a substitute for personalized advice provided through their advisory relationship.
Clients are responsible for notifying Camarda in writing of changes in their financial circumstances, personal circumstances, investment objectives, or other information that may affect Camarda’s recommendations or services. Clients should also notify Camarda in writing if they wish to impose, add, or modify any reasonable restriction on the management of their accounts.
Third-Party Information and Links
Camarda’s content may include information prepared by unaffiliated third parties or links to third-party websites, platforms, and resources. Such information and links are provided for informational purposes and convenience only.
Although Camarda may consider third-party information to be reliable, it does not guarantee its accuracy, timeliness, suitability, completeness, or relevance. Camarda does not control and is not responsible for the content, security, availability, or privacy practices of unaffiliated third-party websites or platforms. The inclusion of third-party information or a link does not necessarily constitute Camarda’s endorsement of the third party or its content, products, or services.
Third-party comments, reactions, follows, shares, or other social media activity should not be construed as endorsements of Camarda or as representative of the experiences of Camarda’s clients.
Calculators and Interactive Tools
Any calculator, interactive tool, illustration, projection, or similar resource contained within or linked to Camarda’s content is provided for general informational purposes only. Results are based on the information and assumptions entered and may not reflect actual results or a user’s complete circumstances.
Information generated by such a resource is not personalized advice and should not be considered a substitute for advice from Camarda or another qualified professional.
Rankings, Awards, Recognitions, and Professional Designations
Rankings, awards, recognitions, professional designations, and certifications are not indicative of any client’s experience and do not guarantee future investment performance, results, or success.
Rankings and recognitions may be based on information prepared or submitted by Camarda or other participating advisers and may be limited to advisers who applied, were nominated, or otherwise participated. A ranking or recognition should not be construed as a current or past endorsement of Camarda by any client.
Additional information regarding third-party awards, rankings, ratings, and recognitions, including applicable criteria, methodology, dates, sponsoring organizations, compensation information, and limitations, is available in Camarda’s Rankings Disclosure.