It is the policy of Camarda to restrict access to all current and former clients’ information (i.e., information and records pertaining to personal background, investment objectives, financial situation, tax information/returns, investment holdings, account numbers, account balances, etc.) to those employees and affiliated/nonaffiliated entities who need to know that information in order to provide products or services to the client. Camarda may disclose the client’s information if Camarda is: (1) previously authorized to disclose the information to individuals and/or entities not affiliated with Camarda, including, but not limited to the client’s other professional advisors and/or service providers (i.e., attorney, accountant, insurance agent, broker- dealer, investment adviser, account custodian, etc.); (2) required to do so by judicial or regulatory process; or (3) otherwise permitted to do so in accordance with the parameters of applicable federal and/or state privacy regulations. The disclosure of information contained in any document completed by the client for processing and/or transmittal by Camarda in order to facilitate the commencement/continuation/termination of a business relationship between the client and a nonaffiliated third party service provider (i.e., broker -dealer, investment adviser, account custodian, insurance company, etc.), including information contained in any document completed and/or executed by the client for Camarda (i.e., advisory agreement, client information form, etc.), shall be deemed as having been automatically authorized by the client with respect to the corresponding nonaffiliated third party service provider.
AFFILIATE MARKETING INFORMATION & OPT OUT
This notice regarding affiliated marketing is provided by Camarda. You should know that Federal law gives you the right to limit some but not all marketing from our affiliates. Federal law also requires us to give you this notice to tell you about your options regarding the marketing efforts of our affiliates.
Camarda is affiliated through common ownership and control with TaxMaster.US, LLC (“TaxMaster”), a consulting firm providing estate planning, insurance, tax reduction and other non-advisory services to its clients and Family Wealth Education Institute (“FWEI”), an educational company, offering wealth education content to consumers and advisors. You may limit either TaxMaster or FWEI from marketing these products or services to you based on personal information that we may collect or compile regarding you and your relationship with us and share with them. This information may include, among other relevant eligibility information, your income, your account history with us, insurance, estate planning or other needs revealed through financial planning, consulting or other advisory services and your credit score.
Your choice to limit marketing offers from either TaxMaster or FWEI will remain in effect until you tell us that you would like to change your choice. If you have already made a choice to limit marketing offers from either TaxMaster or FWEI, you do not need to act again unless you would like to change that choice. To limit marketing offers, please contact us at 888- CAMARDA (888-226-2732).