What are blue chip stocks? Blue chip stocks, of course, line the lists of the Dow Jones Industrial Average and S&P 500. We are talking about companies like Coca Cola, and often companies with high dividend yields. Blue chips –…
Immediate vs. Deferred Annuities The first basic distinction among annuities contracts is between immediate vs. deferred. As we have seen in the preceding blog posts, all annuities are designed to be irrevocably converted into income at some point, by definition.…
Basic annuity anatomy – built on life insurance Let’s begin with a basic premise: Annuities are life insurance contracts. Annuities are life insurance contracts. Those are just words, even with the repetition and the emphasis. So what does it mean?…
Why annuities can be easy to sell and appear more attractive to consumers? Why can annuities be easy to sell for those more interested in high commissions than in providing high value to investors? Spotting fees, risk levels, taxation, and…
Here’s just a couple of the wealth rescue themes I developed in my Amazon bestseller, Financial Storm Warning for Investors. They could really help you to prosper in difficult times. Learn to invest tactically – market timing works if you…
Does your investment portfolio have more tech than you think? Increasingly, tech drives the world, and no, that’s not a Tesla joke! And there’s no mistaking that as the economy becomes more tech-centric, the stock market becomes increasingly dominated by…
I see three big dangers to your financial security and retirement well-being and income. Risk of a long and deep market crash. Since COVID, stock market valuations have been flying very high. Are we seeing another tech-stock-driven “bubble”? Bubbles always…
I don’t want to be an alarmist, but I am called to do all in my power to get your attention, so you may protect your wealth for you and your family. Family Wealth – The Life Freedom Tool I…
Is your portfolio on autopilot? When the markets are good, investors tend to expect blue skies forever. When things turn, there’s a tendency to adopt a “hang in there, it always bounces back” mentality. This buy-and-hold philosophy has become standard…
The recent settlement by the National Association of Realtors (NAR) has sparked a transformation in the home buyers’ agent commission system. With alternative payment models gaining traction, the future of home sales is taking shape. Buyers are increasingly opting to…