Disclosure / Policies

Important Disclosure

Camarda Wealth Advisory Group (“Camarda“) is an SEC registered investment adviser located in Fleming Island, Florida.  Camarda and its representatives are in compliance with the current filing requirements imposed upon SEC registered investment advisers by those states in which Camarda maintains clients. Camarda may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements. Camarda’s web site is limited to the dissemination of general information pertaining to its advisory services, together with access to additional investment-related information, publications, and links.  Accordingly, the publication of Camarda‘s web site on the Internet should not be construed by any consumer and/or prospective client as Camarda‘s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet.  Any subsequent, direct communication involving investment advice by Camarda with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides. For information pertaining to the registration status of Camarda, please contact the SEC or the state securities regulators for those states in which Camarda maintains a notice filing.  A copy of Camarda’s current written disclosure statement discussing Camarda‘s business operations, services, and fees is available from Camarda upon written request. Camarda does not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Camarda‘s web site or incorporated herein, and takes no responsibility therefor.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

Please remember that different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment or investment strategy (including those undertaken or recommended by Camarda), will be profitable or equal any historical performance level(s).

Certain portions of Camarda‘s web site (i.e. newsletters, articles, commentaries, etc.) may contain a discussion of, and/or provide access to, Camarda‘s (and those of other investment and non-investment professionals) positions and/or recommendations as of a specific prior date.  Due to various factors, including changing market conditions, such discussion may no longer be reflective of current position(s) and/or recommendation(s).  Moreover, no client or prospective client should assume that any such discussion serves as the receipt of, or a substitute for, personalized advice from Camarda, or from any other investment professional. Camarda is neither an attorney nor an accountant, and no portion of the web site content should be interpreted as legal, accounting or tax advice.

To the extent that any client or prospective client utilizes any economic calculator or similar interactive device contained within or linked to Camarda’s web site, the client and/or prospective client acknowledges and understands that the information resulting from the use of any such calculator/device, is not, and should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Camarda, or from any other investment professional.

As disclosed on Its written Brochure set forth on Part 2A of Form ADV, Camarda also provides: (1)  sub-advisory services to other registered Investment advisers; and (2) prospective client introductions to other registered Investment advisers, for which Camarda shall be compensated as a solicitor consistent with the requirements of Rule 206(4)-3. Any solicitor relationship will be documented in writing.

Each client and prospective client agrees, as a condition precedent to his/her/its access to Camarda‘s web site, to release and hold harmless Camarda, its officers, directors, owners, employees and agents from any and all adverse consequences resulting from any of his/her/its actions and/or omissions which are independent of his/her/its receipt of personalized individual advice from Camarda.

Please Note: Limitations: Neither rankings and/or recognition by unaffiliated rating services, publications, or other organizations, nor the achievement of any designation or certification, should be construed by a client or prospective client as a guarantee that he/she will experience a certain level of results if Camarda is engaged, or continues to be engaged, to provide investment advisory services Rankings published by magazines, and others, generally base their selections exclusively on information prepared and/or submitted by the recognized adviser. Rankings are generally limited to participating advisers. No ranking or recognition should be construed as a current or past endorsement of Camarda by any of its clients.  ANY QUESTIONS: Camarda’s Chief Compliance Officer remains available to address any questions regarding rankings and/or recognitions, including providing the criteria used for any reflected ranking.